UNDerstanding Credit || Empowering Students To Manage Credit

How do I choose a bank and open a bank account. (Some advantages of keeping your money at the bank comparing to the countries where cash is predominantly used).
How can I open a credit card account?
Can I use an account in foreign currency?
What are the major peculiarities of American banking and financial systems; what should I be aware of?
Do I have to pay a bank fee when using a bank account?
What is the difference between debit and credit accounts?
What is the difference between checking and savings accounts?
What is APR and how is it calculated?
What is state annual interest rate?
How do I pick up the best rate?
What is an overdraft?
What are traveler’s checks? What are the situations when I need them?
What are money orders?
How do I use checks?
What is NSF check?
What is ATM and rules of using it?
What are the benefits and risks of holding a credit card?
What are the types of credit cards?
Should I accept credit card offers?
How does credit work:

What should I do if I am billed for the merchandise I didn’t buy (returned, never received) or services I didn’t order?
What happens while my bill is in dispute?
What do I do if my credit card got lost or stolen?
What is a credit history? How can it affect my life?
What is a credit score? Different systems of estimation the credit score.
What is a credit report and how can I obtain it for free (websites).
What is a credit line? How can I obtain a credit line from a bank?
How do I plan my budget?
How can I obtain a loan being an international student?
Where can I receive financial planning and credit help for free?
What do I do if I cannot get out of financial burden? Debt management.
Online fraud/identity theft.
What is a 401k plan? Do I need to have it if I am working in US?
If I work on campus what are the tax rates typically charged to my salary?
How do I close banking account?
What do I do if I want to consolidate a loan?
Where do I go if I want to get professional credit counseling advise? How expensive is it?
Bankruptcy as the ultimate way of over indebtedness.

Answers soon to be posted