Frequently Asked Questions

This section is under construction.

Credit Tips

1. Keep no more than two credit cards.
- 30% balance
2. Avoid “Credit Repair” clinics
3. Pay at least minimum balance.
4. Resolve to eliminate your debt.
5. Get copies of your credit reports.
- Free report every 12 months from each of the three nationwide consumer reporting companies
- Equifax
- Experian
- Trans Union
www.annualcreditreport.com
- Dispute inaccuracies
6. Maintain payment records.
7. Key Points
- Check your credit annually.
- Find a credit card that matches your needs.
- Credit cards rates and limits can be changed upon request.
- Do not be afraid to find help.